our services
Personalized lending solutions designed to support your goals and simplify your financial journey
Home Purchase Loans
Conventional Loans — Competitive rates and flexible terms for qualified buyers.
FHA Loans — Government-backed loans with lower down payments.
VA Loans — Exclusive benefits for veterans and active-duty service members.
Bank Statement & 1099 Loans — For self-employed borrowers who qualify using income deposits instead of tax returns.
Home Purchase Loans
Buying your next home? We’ll help you find the right fit
Refinance and Home Equity Options
Refinancing Solutions — Adjust your rate, term, or monthly payments.
HELOCs & Home Equity Loans — Tap into your home’s value for renovations, investments, or expenses.
No-Doc / Investor Loans — Streamlined refinancing options with minimal documentation.
Refinance & Home Equity Options
For current homeowners looking to access cash or lower payments
Investment & Commercial Financing
DSCR (Debt Service Coverage Ratio) Loans — Qualify based on the property’s income, not your own.
Fix & Flip Loans — Short-term financing to purchase, renovate, and resell properties.
Blanket Investment Loans — Finance multiple properties under one loan.
No Minimum Credit Investor Loans — For experienced investors with strong assets.
Commercial Loans — Custom financing for commercial real estate purchases or developments.
Investment & Commercial Financing
Expand your real estate portfolio with confidence
Ready to speak with an expert?
Reach out today. Our team at Metropolitan Home Finance is here to provide clear answers and expert guidance every step of the way.
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